Just about everyone has some preconceived beliefs about how car accident injury claims are handled. Most of us have heard bits and pieces of the experiences of friends and family. No single claims process is the same. Part of our job at Curtis Legal Group is to make sure our clients are informed throughout the process which means educating them on what to expect. Over time, we have come up with 10 common car accident injury claim myths and today we plan to debunk them.
1. I Can Handle My Claim Myself. The Insurance Company Will Be Fair
Insurance companies are not in business to be fair. They are in business to make money. They do that by paying as little as possible for claims, such as yours. To get the maximum recovery, you need an experienced personal injury attorney who knows how to negotiate with insurance companies and can take them to court if necessary.
2. My Family Lawyer Can Handle My Case
You may have a family lawyer who handled a will or business deal for you in the past. You may even have a lawyer in the family. There is a reason why personal injury attorneys specialize in this area of practice rather than practicing other areas of law. Personal injury attorneys emphasize only one area of legal practice: recovering compensation for people injured by the fault of others. At Curtis Legal Group, we get paid if our clients get paid and we don’t charge by the hour.
3. I Didn’t Get Hurt Too Badly So I Don’t Need A Lawyer
You don’t have to hire a lawyer, but choosing not to consult a personal injury attorney, even when you were not badly injured, will leave you dealing with the insurance company yourself. It will most likely be difficult for you to navigate through this complex area of law and reach a reasonable settlement of your case without the assistance of an attorney with personal injury experience.
4. I’ll Have to Go To Court
Most cases settle out of court. In fact, only about 2% of civil suits are tried in court. Trials are risky and time-consuming, and can be expensive for both sides. If you can get fair compensation for your injuries outside of court, it is usually in the best interest of both parties to negotiate a settlement before taking the case to trial.
5. I Will Need Money To Pay My Attorney To Pursue My Case
Many people believe that personal injury attorneys require payment in advance. While in most areas of legal practice this is true, it is not true for many personal injury law firms such as Curtis Legal Group. We operate on a contingency fee basis, which means, “We Don’t Get Paid Unless You Do!”
6. There’s No Hurry, I Can Wait Before Consulting A Lawyer
All states have what is known as a statute of limitations. This provides accident victims a window of opportunity to make a claim. Once that expires, you lose this chance forever. This means that it is important to seek the advice of a personal injury attorney as soon as possible especially if you are facing medical expenses and/or time off work. Also, the sooner an attorney can start working on your case, the sooner he or she can collect evidence that will help your case be successful.
7. Personal Injury Lawsuits Are Wrong
This is a huge myth. Some people may think we live in a society where everybody is too eager to sue each other, but we also live at a time when insurance companies are trying harder to avoid paying for legitimate damages caused by the fault of the person they insure. It is important to protect yourself and your family by seeking proper counsel so that you can be fairly compensated.
8. Injury Claims Take Too Long
Each case is unique and there have been cases that have taken many years to reach a conclusion. However, most cases are settled much sooner than that. It is impossible to promise a specific time frame, but we work hard to make sure your recovery comes as soon as possible.
9. I Might Have Been Partially At Fault
Just because you may be partially at fault does not mean you can’t receive any compensation for your injuries. Cases where more than one party is at fault are more complicated because it must be determined how much liability falls on each party, but you still may be entitled to recover money damages even if you were partially at fault in causing the accident. The amount of recoverable damages will depend on the extent of the losses you suffered and your comparative fault in causing the accident. Don’t assume that you won’t be able to recover money damages. Talk to an attorney first.
10. My Medical Insurance Will Cover All Treatment for My Injuries
Depending on your medical insurance provider, they may pay for a portion of the cost of your medical treatment. How much they will pay depends on too many factors to go over here. However, there are common expenses you may still incur such as deductibles and copays. Your lawyer should work to make sure you get reimbursed for any out of pocket health care expenses you have paid, as part of the settlement of your case.
Car Accident Myths Busted!
We hope this article helped debunk some of the myths you may have heard about personal injury claims. If you have been involved in an accident, give us a call at 1 (800) LAW-3080. Remember that We Don’t Get Paid Unless You Do. The only risk is not speaking to an attorney.