10 Car Accident Injury Claim Myths Debunked
Just about everyone has some preconceived beliefs about how car accident injury claims are handled. Most of us have heard about the experiences of friends and family but every injury claim process is unique. What your friend or family member experienced may not be what you experience. The team at Curtis Legal Group makes sure our clients are well-informed throughout the claims process, including understanding what to expect throughout. With our extensive experience in handling injury claims, we have developed a list of the 10 most common car accident injury claim myths. Read below to see these myths debunked and learn how we can help you navigate the complicated injury claim process.
Insurance companies are fair and will help me handle my claim myself.
Insurance companies are not in business to be fair – they are in business to make money. Insurance companies are notorious for paying as little as possible on claims, including yours. To get the maximum amount of compensation, you will need an experienced personal injury attorney who knows how to negotiate with insurance companies and can take them to court if necessary. The insurance company may try to scare you into settling for a lower amount, but do not let them take advantage of you.
My family lawyer can handle my case.
You may have a family lawyer who handled your will or a business deal for you in the past. You may even have a lawyer in the family or a friend who is a lawyer. What you may not know is that every lawyer focuses their practice in a particular area of the law. Personal injury attorneys handle cases in only one area of legal practice: recovering compensation for people injured by the fault of others. The structure of the attorney-client relationship is different too when working with a car accident lawyer, because at Curtis Legal Group, we only get paid if our clients get paid and we don’t charge by the hour.
I don’t feel injured, so I don’t need a lawyer.
Many car accident injury victims do not feel hurt or injured severely the day of the crash. This is because their body is in shock. You may not contact a personal injury lawyer right away because you do not think you are injured. After a few days, injuries can set in once your body has recovered from shock. As these injuries appear, the insurance company may try to deny your claim because the injuries were not present immediately. Hiring a personal injury lawyer can help you fight the insurance company and get you fair compensation for your motor vehicle collision injuries.
I’ll have to go to court if I hire a car accident lawyer.
Most personal injury cases settle out of court. In fact, only about two percent of civil lawsuits make it all the way to trial in court. Trials are risky and time-consuming, and can be expensive for both sides. If you can get fair compensation for your injuries outside of court, it is usually in the best interest of both parties to negotiate a settlement before taking the case to trial, even if a lawsuit has already been filed.
I will need to pay my attorney money up front to pursue my case.
Many people believe that personal injury attorneys require payment in advance. While in most areas of legal practice this is true, it is not true for personal injury law firms like Curtis Legal Group. We operate on a contingency fee basis, which means, “We Don’t Get Paid Unless You Do!”
There’s no hurry, I can wait before consulting a lawyer.
All states have what is known as a statute of limitations which means a car accident victim only has a certain amount of time within which to file a claim. Once that time period expires, you could lose this chance forever. It is important to seek the advice of a personal injury attorney as soon as possible after being injured in a car wreck, especially if you are facing medical expenses and/or time off from work. Also, the sooner an attorney can start working on your case, the sooner they can collect and preserve evidence that will help your case be successful.
Personal injury lawsuits are wrong.
Some individuals think we live in a society where everybody is exceptionally eager to sue each other. This is just not true. We are living in a time when insurance companies are doing their best to avoid paying for legitimate damages caused by the fault of the person they insure. It is important to protect yourself and your family by seeking proper counsel so that you can be fairly compensated. In cases where the other party is not insured, it is not wrong to hold your own insurance company responsible for paying your claim after you’ve timely paid your premiums to ensure you are covered in the event of an accident.
Injury claims take too long.
Every claim is unique and there have been claims that take many years to reach a conclusion; however, most cases are settled much sooner than that. It is impossible to promise a specific timeframe, but we work hard to make sure your recovery comes as soon as possible.
I might have been partially at fault.
Cases in which more than one party is at fault are often more complicated because each party’s liability must be determined. Even if you were partially at fault in causing the accident, you may still be entitled to recover monetary damages. The amount of recoverable damages will depend on the extent of the losses you suffered and your comparative fault in causing the accident. Don’t assume that you won’t be able to recover – talk to a personal injury attorney first.
My medical insurance will cover all necessary treatment for my injuries.
Depending on your medical insurance provider, they may pay for a portion of the cost of your medical treatment; however, you may still incur common expenses such as deductibles and copays. Your lawyer should work to make sure you get reimbursed for any out-of-pocket health care expenses you have paid as part of the settlement of your case. Do not be surprised when some medical offices refuse to take your medical insurance for car accident injuries. Many medical offices do not want to become involved with the complicated world of injury claims. Speak to your personal injury attorney as soon as possible if you are forced to pay out-of-pocket for treatment for your injuries.
Car Accident Myths Busted!
We hope this article helped debunk some of the myths you may have heard about personal injury claims. If you have been involved in an accident, give us a call at 1 (800) LAW-3080. Remember that We Don’t Get Paid Unless You Do. The only risk is not speaking to an attorney.